Brazilian Finances

Given the situation commented previously in section 4 the excellent paper can be detached that the plans of benefits come playing as source of retirement income. In accordance with the particularitity of each plan offered for different EFPCs, the participants of these plans must be prepared to make important related decisions the income that they desire to gain after the esteem time of contribution thus and how much they must save to obtain to assure definitive income and in which instruments they must place its economies during the accumulation phase. Attention for the fact of that is called the participant of plans of benefits who looked instruction and information throughout the period where it contributed certainly will be capable to better manage the benefits that will go to receive in the retirement. In this manner, it is important that if it assures that best the practical ones are exerted in the pension funds that is condicionantes for a good management being essential to guarantee the protection of the rights of the participants and the attended ones of the plans of benefits. Amongst a series of lines of direction that the entities must follow and adhere, one of most excellent is the adequate qualification and the continued qualification of the controllers. In accordance with Pine (2008), to educate the statutory members means to fortify the ability, the confidence and the understanding necessary (i) to assume responsibilities and to exert its functions, (II) to decide interest conflicts, (III) to search consultation sources trustworthy, (IV) to recognize weak points that they need to be worked and (v) to face the unexpected situations and the possible changes in the legislation of the sector. 6. Consideraes Final the relevance of the financial and previdenciria education in the Brazilian case is observed when the standard of consumption of the population is analyzed that exactly given a negative alteration in the income, the worker does not reduce its consumption of immediate form, this finishes causing a deterioration in the saving of the same and thus in future well-being of its family. . ans and Jews.